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Canada — A Buyer’s Guide
Oshawa has one of the most affordable real estate industries in Canada, making it an excellent location to purchase a home. We understand that buying real estate can be a daunting experience. However, it can also be a rewarding one! Here are a few things you need to know before you make your purchase:
Find a Realtor or Real Estate Agent
A real estate agent allows you to take advantage of their experience and expertise. The best real estate agent in Oshawa provides the guidance and support you need when making the biggest purchase in your life.
Secure a Down Payment
Federal regulation requires buyers to pay a designated percentage of the purchase price. Down payment rates are as follows: 5% for homes $500,000 and below; 10% for homes above $500,000 but below $999,999; and 20% for homes over $1 million.
Be Pre-Approved for a Mortgage
Getting pre-approved for a mortgage allows you to have the current interest rate locked in for up to 120 days.
Find the Best Rates
Interest rates determine the amount you pay on your monthly mortgage, in principal and in interest.
